01
Know What Is Truly Yours To Spend.
See your available liquid money after reserved goals, upcoming bills, loan payments, and remaining monthly budget commitments.
Local First Personal Finance
Know Your Worth.
Build Your Future.
WorthBook brings accounts, spending, budgets, goals, bills, loans, investments, and net worth into one private money dashboard. See what you have, what is coming, and what is safe to spend.
One Money Home
Everything Important.
Nothing Overwhelming.
Record a transaction once and WorthBook updates the related balances, budgets, goals, reports, and dashboard.
Bring Every Account Together.
Track cash, banks, e wallets, credit cards, investments, and loans, including Philippine institutions for easier organization.
Capture Spending Without The Busywork.
Add income, expenses, transfers, funds, and loan payments manually, or use Smart Entry and on device receipt scanning.
04
Plan For Real Life.
Build category budgets, fund savings goals, manage recurring bills, follow loan schedules, and keep due dates on one calendar.
Inside WorthBook
Designed To Make The Full Picture Feel Simple.
Move naturally from the accounts you own to the plans you are building and the progress behind them.
WorthBook Pro
Say It Naturally.
WorthBook Does The Sorting.
Smart Entry uses on-device AI to turn everyday language into a draft for transactions, accounts, budgets, goals, loans, or bills. Review every detail before anything is saved.
- 1Type NaturallyDescribe an expense, income, transfer, account, budget, goal, loan, or bill.
- 2Scan Receipts On DevicePhoto to expense OCR drafts a reviewable expense without leaving your phone.
- 3Stay In ControlNothing posts until you confirm. Templates and recurring rules speed up what you repeat.
On-device AI and local receipt scanning are available on supported devices. Other Pro tools remain available across supported app platforms.
From Records To Direction
See The Story Behind Your Numbers.
Move beyond balances with reports that make your habits, progress, and next steps easier to understand.
BALANCE FORECAST
Look Ahead Before Money Gets Tight.
Project your balance from recurring income, bills, and scheduled loan payments, and make changes with more confidence.
30 / 60 / 90
Day Cash Flow Outlook
NET WORTH
Watch Assets And Liabilities Move Together.
Follow twelve months of assets, liabilities, and Net Worth History so progress is visible, not buried in balances.
12 Mo
Net Worth History
SAVINGS RATE
See How Much Income You Actually Keep.
Compare posted income against expenses over time so saving habits stay grounded in your real records.
Keep Rate
Income After Expenses
SPENDING MIX
Know What Must Go Out And What Can Flex.
Classify expenses as fixed, discretionary, or unclassified, then compare periods so budget decisions stay grounded.
Fixed Vs Flex
Essential Vs Discretionary
Forecasts and payoff estimates are deterministic projections from your tracked balances and schedules, not guaranteed outcomes.
Local First
Your Data Stays Yours.
WorthBook is private by default. Your financial records live on your device. It does not connect to your bank, sell personal and sensitive user data, show ads, or track you across apps. The only external connection is to update reference exchange rates for Pro currencies — your accounts and transactions are never sent. Read the full Privacy Policy and User Privacy Choices.
- Manual Control You enter every balance and transaction. No open banking sync.
- On Device Intelligence Smart Entry and receipt OCR are designed to process on supported devices.
- Purchase Privacy Pro purchases verify through the store. WorthBook does not use your finance records for ads.
- App Lock Protect WorthBook with on-device Face ID, fingerprint, or a passcode. Biometrics never leave your device.
Personalization
Make WorthBook Feel Like Yours.
Choose from six application wide themes, adjust dashboard density, and rearrange optional home sections.
WorthBook Pro
Premium Tools. One Purchase.
Pay once for Pro Lifetime. No recurring billing. Unlock the faster workflows and deeper insights when you need them.
Pro Lifetime
Included With Pro
- Smart Entry With On-Device AI
- Scan Receipt With On Device OCR
- Expanded Currencies With Reference Exchange Rates
- Transaction Templates And Duplication
- Recurring Rules And Budget Continuity
- Cash Flow Forecasts And Net Worth Trends
- Savings Rate And Fixed Vs Discretionary Reports
- Debt Planner And Goal Completion Forecasts
- Custom Dashboard, Themes, And Premium Personalization
Free Core
Track accounts, spending, budgets, goals, bills, loans, investments, and your home dashboard with PHP and THB.
You Stay In Control
Smart drafts are reviewable. Forecasts are estimates from your records. WorthBook connects to an external API only to update exchange rates. Nothing posts without your confirmation.
Store Priced
Pro Lifetime uses the App Store or Play Store price for your region. Restore purchases anytime on the same store account.
Questions, Answered
Good Money Tools Should Be Easy To Understand.
Have another question? Email the WorthBook team.
What can I track in WorthBook?
Accounts, cash, e wallets, credit cards, transactions, budgets, goals, bills, loans, investments, recurring schedules, calendar due dates, and reports including cash flow, forecasts, net worth, savings rate, and spending mix.
Does WorthBook connect to my bank?
No. WorthBook is manual and local first. You control every balance. It recognizes many Philippine financial institutions so accounts are easier to organize, but it never logs into your bank.
Where is my data stored?
Your financial records stay on your device. WorthBook does not sell personal and sensitive user data, show ads, or track you across apps. Pro purchases verify through the app store for entitlement status. See the Privacy Policy for Google Play User Data disclosures.
How do I delete my data?
Delete records in the app, or uninstall WorthBook to remove local app data. For support emails we hold outside the local ledger, email louisesalas08@gmail.com with “Data Deletion Request.” Full steps: User Privacy Choices.
Can I lock the app?
Yes. App Lock secures WorthBook with Face ID, fingerprint, or a passcode using your device’s on-device authentication. Biometric data is handled by your device and never leaves it.
How does Smart Entry work?
On supported devices, Smart Entry uses on-device AI to turn natural language into reviewable drafts for transactions, accounts, budgets, goals, loans, or bills. Nothing is saved until you confirm.
Can I scan receipts?
Yes. WorthBook Pro includes receipt scanning with on device OCR to draft expenses for review before saving.
Which currencies are supported?
Free includes PHP and THB. Pro unlocks USD, EUR, SGD, JPY, GBP, AUD, HKD, and CNY with reference exchange rates. WorthBook connects to an external API only to update those rates — not to access your accounts or transactions.
Is WorthBook a subscription?
No. WorthBook includes free functionality and offers Pro Lifetime as a one time purchase with no recurring billing.
Are forecasts guaranteed?
No. Cash flow forecasts, goal estimates, and debt payoff projections are deterministic estimates from your current balances and dated schedules, not financial advice or guaranteed outcomes.
Start With A Clearer View
Know Your Worth.
Write Your Next Chapter.
Find answers about features, privacy, and purchases.
Visit Support